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The World Insurance Associates "World" authorized marketing affiliate RocktheScore website and social media platforms are for general information and reference only to provide you with background on World Insurance services, capabilities, risk management services, and guarantee products. World endeavors to keep the information up to date and correct, but we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the RocktheScore website or the information, products, services, guarantees, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

Use of this RocktheScore website does not constitute a contract or binder for the purchase of insurance or any other product, or service guarantee. World Insurance will not be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

At certain locations within this RocktheScore website or the Pensio Global ("Pensio") website, www,, you can link to other third-party websites that are not under the control of World. We have no control over the nature, content, privacy, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorsement of those third-party websites and you should independently review their terms and conditions, along with privacy standards.

World takes no responsibility for, and will not be liable for, the RocktheScore website and social media platforms being temporarily unavailable due to technical issues beyond our control.

Pensio's risk management services and rent guarantees described on this RocktheScore website and the World website may be subject to legal restrictions or regulations in certain geographic areas. Should Pensio risk management services and guarantees conflict with local laws or regulations in your area, availability may be limited. World through its authorized marketing affiliate RocktheScore is committed to compliance with applicable laws and advises individuals to be aware of and adhere to legal requirements in their respective locations. Pensio risk management services and guarantees are not insurance and may be restricted or prohibited by law in certain locations.

We emphasize transparency and recommend due diligence. We strongly encourage individuals and entities to consult with legal professionals, licensed insurance experts, and qualified third parties before engaging in risk management services and guarantee agreements with us. This approach ensures a clear understanding of our services and supports informed decision-making.

In the U.S. "Performance Bond Insurance Coverage For U.S. Property Owners and Property Managers Under the PerfectPayRent is Self-Procured directly by Pensio through World Insurance LLC ("World"), a licensed insurance agency.

Pensio's PerfectPayRent agreements and the provision of risk management services and guarantees are governed by specific terms, conditions, and exclusions, with availability varying by state.

​Pensio directly self-procured performance bond insurance coverage for certain risk management services and guarantees relies on the exact terms, conditions, and policy exclusions outlined by the actual insurer. This coverage is specifically dedicated to Pensio's obligation to provide certain risk management services and guarantees. The performance bond excludes any general services specified in the PerfectPayRent agreements, where applicable.

Pensio is eligible for coverage under the performance bond coverage placed or underwritten by World, with performance bond policy coverage limits not exceeding the amount defined in the PerfectPayRent agreements, where applicable, and the performance bond policy issued by the insurer to Pensio. World operates as a general agent for various performance bond issuers, maintaining a minimum A.M. Best rating of "A- (Excellent)" or higher. In some states, non-admitted, excess/surplus line carriers that lack state licensing may underwrite performance bond insurance coverage.

Pensio does not receive compensation from performance bond insurers for placements facilitated by World. Our compensation for placement of insurance coverage, unless otherwise specifically negotiated and agreed to with Pensio, is customarily based on commission calculated as a percentage of the premium collected by the insurer and is paid to us by the insurer. We may also receive from insurers and insurance intermediaries (which may include World affiliated companies) additional compensation (monetary and non-monetary) based in whole or in part on the insurance contract we sell, which is contingent on the volume of business and/or profitability of insurance contracts we supply to them and/or other factors under agreements we may have with them relating to all or part of the business we place with those insurers or through those intermediaries. Some of these agreements with insurers and/or intermediaries include financial incentives for World Insurance to grow its business or otherwise strengthen the distribution relationship with the insurer or intermediary. Such agreements may be in effect with one or more of the insurers with whom Pensio's insurance is placed, or with the insurance intermediary we use to place Pensio's insurance. Pensio may obtain information about the nature and source of such compensation expected to be received by us, and, if applicable, compensation expected to be received on any alternative quotes pertinent to Pensio's placement upon Pensio's request.  If other clients are exploring alternative services or performance bond insurance options, we recommend consulting with another performance bond insurance producer.

Contact World Insurance Associates with your Accessibility Questions. If you have questions or comments about the accessibility of the World Insurance website or this RocktheScore authorized marketing affiliate website, please contact World Insurance for assistance via email at or during office hours: Monday - Friday 9 a.m. to 5 p.m. Eastern.

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